The Amres



No SSN? You may qualify for an ITIN loan.

The Amres



Designed for individuals who can't obtain an SSN, an ITIN loan is a great option for those who may not be able to qualify for traditional mortgage loan.
For many borrowers, the lack of a social security number keeps them from being able to pursue conventional financing. With an ITIN loan, they may now qualify using their Individual Tax Identification Number (ITIN).

An ITIN loan is a type of loan that is available to individuals who don't have a social security number but do have an Individual Taxpayer Identification Number (ITIN). ITINs are issued by the Internal Revenue Service (IRS) to individuals who are required to have a U.S. taxpayer identification number but are not eligible for a social security number.

With an ITIN loan, you can access the capital you need to meet your financial goals, whether it's starting a business, paying for education, or buying a home. These loans are available from a variety of lenders, including banks, credit unions, and online lenders.

See Our Rates

Product Features

Purch-R/T Up to 85% LTV available
No Credit/Alt Trade Accepted
All Doc Types
Gift Funds Permitted
Minimum of 6 months reserves required

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.