The Amres

Foreign National


You don't need to be from the U.S. to call it home

The Amres

Foreign National


This specialized loan is offered to international buyers who are in need of financing for a residential property, but may not qualify for a traditional mortgage.

The Foreign National program is designed for foreigners who live and work outside the US and would like to purchase a 2nd Home or an Investment property in the US.

Product Features

No FICO Available
Standard Maximum DTI 50%
Loans up to $3 Million
Purchase up to 75% LTV
Cash Out up to 65% LTV
No restrictions 2-4 Units, Condominium: Max LTV/CLTV 65%
12 months of PITIA reserves or 6 months with 5% LTV reduction and price adjustment
First Time Investor Allowed
Recent credit events allowed
Multiple financed properties allowed

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.