The Amres

DSCR

Program

DSCR loans built for flexibility

The Amres

DSCR

Program

The alternative qualification methods and low FICO minimum make the Amres DSCR a one of kind financing solution for borrowers of all kinds. Our DSCR program is designed for experienced real estate investors and qualified borrowers based on cash flows solely from the subject property.
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Product Features

Minimum of 620 FICO
Loans up to $3.5 Million
No minimum DSCR ratio
Purch-R/T up to 85% LTV
Investment properties only!
Gifts Allowed
Do not source deposits
Available to first-time homebuyers
Recent credit events allowed
ARMs and io options available

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.