The Amres

DSCR

Program

DSCR loans built for flexibility

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The Amres

DSCR

Program

The alternative qualification methods and low FICO minimum make the Amres DSCR a one of kind financing solution for borrowers of all kinds. Our DSCR program is designed for experienced real estate investors and qualified borrowers based on cash flows solely from the subject property.

Our DSCR program is designed for experienced real estate investors and qualified borrowers based on cash flows solely from the subject property.

A DSCR loan is a type of loan that is based on your Debt Service Coverage Ratio (DSCR), which is a measure of your business's financial health and ability to pay back the loan. This means that instead of requiring collateral, the lender will look at your cash flow to determine if you're eligible for the loan.

One of the major benefits of a DSCR loan is that it allows you to borrow money without putting up personal or business assets as collateral. This can be especially appealing if you don't have collateral or your credit score isn't as strong as you'd like it to be.

With a DSCR loan, you can access the capital you need to grow your business, make necessary improvements, or cover unexpected expenses. Plus, these loans often come with flexible repayment terms, so you can choose a schedule that works best for your business.

So don't let a lack of collateral or a less-than-perfect credit score hold you back from reaching your business goals. A DSCR loan may be the solution you've been looking for!

See Our Rates

Product Features

Minimum of 575 FICO
Loans up to $3.5 Million
No minimum DSCR ratio
Purch-R/T up to 85% LTV
Investment properties only!
Gifts Allowed
Do not source deposits
Available to first-time homebuyers

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.