Our DSCR program is designed for experienced real estate investors and qualified borrowers based on cash flows solely from the subject property.
A DSCR loan is a type of loan that is based on your Debt Service Coverage Ratio (DSCR), which is a measure of your business's financial health and ability to pay back the loan. This means that instead of requiring collateral, the lender will look at your cash flow to determine if you're eligible for the loan.
One of the major benefits of a DSCR loan is that it allows you to borrow money without putting up personal or business assets as collateral. This can be especially appealing if you don't have collateral or your credit score isn't as strong as you'd like it to be.
With a DSCR loan, you can access the capital you need to grow your business, make necessary improvements, or cover unexpected expenses. Plus, these loans often come with flexible repayment terms, so you can choose a schedule that works best for your business.
So don't let a lack of collateral or a less-than-perfect credit score hold you back from reaching your business goals. A DSCR loan may be the solution you've been looking for!