The Amres

Asset Depletion

Program

No income? No problem.

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The Amres

Asset Depletion

Program

If you are an someone who is looking to purchase a property and have significant verifiable assets, look no further. The Asset Depletion loan is a great way for borrowers to utilize the equity from their assets as collateral to obtain the loan they are in need of.

This program is designed for borrowers who have significant verifiable assets and would benefit from alternative loan qualification methods.

Asset depletion can be used as a stand-alone income qualifier or in combination with the following income documentation programs: Full Doc, Bank Statement (12/24mo), 1099, P&L, and WVOE

Allowable assets are used to determine or augment qualifying income. Employment and income are not required to be disclosed on the 1003 loan application (stand-alone Asset Depletion only).

See Our Rates

Product Features

Loans up to $4 Million for Primary to 70% LTV
Loans up to $3 Million for Secondary to 80% LTV
Loans up to $3 Million for Investment to 80% LTV
Purchase up to 90% LTV
Cash Out up to 80% LTV
Maximum DTI 55%

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.