The Amres

1099 & WVOE Only


Get full funding without being full time.

The Amres

1099 & WVOE Only


If you are self-employed or an independent contractor looking for access to quick funds without having to go through the lengthy loan approval process, our 1099 & WVOE Only loan may be your best option.

The 1099 & WVOE program are designed to provide borrowers a streamlined loan qualification method to obtain financing using just their 1099 with a 10% expense ratio or by using their WVOE in place of paystubs and W2's

Product Features

Loans up to $4 Million to 70% LTV Max
Purch-R/T up to 90% LTV on 1099
Purch-R/T up to 80% LTV on a WVOE
Cash out max 80% for both 1099 and WVOE
Secondary & Investment loans up to $4 Million on 1099 and WVOE

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.